The mortgage loan originator exam is mostly a national test — the SAFE MLO Test with Uniform State Content — so one deck covers most of the country. License to Sell drills the federal law, the loan products, the origination process, and the math with flashcards, quizzes, and full-length timed mock exams. A native app that studies fully offline.
What's covered
The SAFE National Test with Uniform State Content (UST) is accepted by most states, so the bulk of your studying is shared no matter where you're licensing. The few states with a separate state component get add-on modules.
RESPA, TILA / Reg Z, TRID, ECOA, HMDA, the SAFE Act, GLBA, and FCRA.
Loan programs and products, qualifying, and the terms borrowers ask about.
The loan from application through closing, and the originator's duties at each step.
Ethical conduct, prohibited acts, and the UST shared across states.
How you study
Answer, a plain-English “why,” and the regulation behind it — built for the acronyms.
By topic, with realistic choices and why each wrong answer is wrong.
Full-length, under the clock, scored to the 75% passing mark.
LTV, DTI, points, and APR — calculation questions with the steps.
Miss a card, see it sooner; know it, see it later.
Study anywhere on iPhone, iPad, or Android — no signal required.
How it's offered
Try a set of modules free, then unlock the full national deck with a one-time purchase — no subscription. Pricing announced at launch.
The other side of the deal
A loan originator writes the loan; an agent sells the house. Same brand, same way to study.